Moolah Savings/SmartMoney/College Accounts
|
|
|||
|
USUCCU Service |
Moolah Savings |
SmartMoney |
College |
|
Telephone Teller |
Free |
Free |
Free |
|
Web Teller |
Free |
Free |
Free |
|
Notary Service |
Free |
Free |
Free |
|
Signature Guarantee |
Free |
Free |
Free |
|
USUCCU and Co-Op Owned ATMS |
Free |
Free |
Free |
|
Non Co-Op ATMs (USUCCU assessed fee) |
$1 |
$1 |
$1 |
|
Annual Fee on VISA Credit Cards |
$0 |
$0 |
$0 |
|
Stop Payment (Note: free to all members via Telephone Teller and Web Teller.) |
$10 |
$10 |
$10 |
|
Cashiers Checks |
$2 |
$2 |
$2 |
|
Statement Copy (Note: recent transaction history is free via Telephone or Web Teller.) |
$2 |
$2 |
$2 |
|
Fax Service (per page) |
$1 |
$1 |
$1 |
|
Check Copy (Note: free access to check copies from the previous 12 months via WebTeller) |
$4 |
$4 |
$4 |
|
Visa Sales Draft Copy |
$15 |
$15 |
$15 |
|
Plastic Card Replacement (Note: free to all members if card is expiring) |
$5 |
$5 |
$5 |
|
Wire Transfer (out) |
$15 |
$15 |
$15 |
|
Check Cashing (accounts w/ out USUCCU checking) |
Free |
Free |
Free |
|
Traveler's Cheques (% of total sale) |
1 % |
1 % |
1 % |
|
Associate Assisted Savings Transactions allowed with no fee ($2 per transaction exceeding number allowed.) |
3 |
3 |
2 |
|
Discount on Safe Deposit Boxes (per year) |
$0 |
$0 |
$0 |
|
Research (per hour) - 1 hr minimum |
$15 |
$15 |
$15 |
|
Coin Wrapping (per hour) |
$20 |
$20 |
$20 |
|
Return (Non-sufficient funds) Checks |
$25 |
$25 |
$25 |
|
Return (Non-sufficient funds) EFT/ACH |
$25 |
$25 |
$25 |
|
CourtesyPay-(Non-sufficient funds) Check Covered |
N/A |
N/A |
$25 |
|
VISA Overlimit |
$25 |
$25 |
$25 |
|
Chargeback |
$25 |
$25 |
$25 |
|
Returned Mail (per month-due to incorrect address) |
$2 |
$2 |
$2 |
|
Membership Account Closure (within the first 90 days of opening) |
$15 |
$15 |
$15 |
|
Dormant Account (per month) |
$5 |
$5 |
$5 |
|
Checking Negative Balance (charged each day that the checking account remains negative after a 15-day grace period.) |
N/A |
N/A |
$5 |